1. Eligibility
1.1 The Daily Prizes are open to all visitors of participating Summerland Bank branches during the campaign period.
1.2 The Grand Cash Prize Draw is open to individuals aged 18 years or older who hold an active Everyday Account with Summerland Bank who are present in the relevant Summerland Bank branch at the time of the Grand Cash Prize Draw for that Summerland Bank branch.
1.3 The date and time of the Grand Cash Prize Draw of each participating Summerland Bank branch will be promoted on www.summerland.com.au and Summerland Bank’s social media channels once confirmed.
1.4 Participants are eligible to win the grand cash prize at one Summerland Bank branch. Winning the grand prize at one branch disqualifies them from winning at any other branch.
1.5 Participants must be Australian residents to be eligible for any prizes.
1.6 Employees of Summerland Bank are not eligible to enter prize draws.

2. Campaign Period
The campaign will run from 28 October 2024 to 5 December 2024.

3. How to Participate
3.1 Customers and visitors must visit a participating Summerland Bank branch and spin the “Wheel of Good Fortune.”
3.2 Each spin guarantees a prize, which will be awarded immediately at the branch.

4. Daily Prizes
4.1 Daily prizes include Summerland Bank merchandise and gift vouchers to local businesses.
4.2 The availability and variety of daily prizes are subject to limitations and may differ depending on the branch location. Prizes are awarded on a first-come, first-served basis.

5. Grand Cash Prize Draw
5.1 Entry to the Grand Cash Prize Draw is awarded by spinning the “Wheel of Good Fortune” and landing on ‘Grand Cash Prize Draw’.
5.2 Only participants with an active Summerland Bank Everyday Account who are present in the relevant Summerland Bank branch at the time of the Grand Cash Prize Draw for that Summerland Bank branch are eligible for the Grand Prize Cash Draw.
5.3 There will be 10 winners of a Grand Prize Cash Draw, one from each branch, with each winner receiving a prize of $600.
5.4 The Grand Cash Prize Draw for each branch will take place at the end of the event.
5.5 Winners will be selected randomly from all eligible entries and announced on the day at the branch and Summerland Bank’s social media pages and website.
5.6 Grand prize winners will be contacted using the details in their entry form.
5.7 If a winner cannot be contacted or does not claim the prize within 30 days of the announcement, the prize may be forfeited, and a new winner will be selected.

6. Prize Collection
6.1 Daily prizes must be collected immediately at the branch upon winning. Failure to collect a daily prize immediately will result in forfeiture of that prize.
6.2 Grand Cash Prizes will be deposited into the winner’s account within 60 days of being drawn, provided all eligibility requirements are met.

7. General Conditions
7.1 Prizes are non-transferable and cannot be exchanged for cash or any other alternatives unless explicitly stated otherwise.
7.2 Summerland Bank reserves the right to substitute any prize with another of equivalent value without prior notice.
7.3 By participating in the campaign, participants agree to the use of their names, photos, and other relevant details for promotional purposes by Summerland Bank, including on social media, websites, and marketing platforms.
7.4 Summerland Bank reserves the right to disqualify any participant found tampering with the entry process, engaging in fraudulent activity, or violating these terms and conditions.

8. Privacy and Data Protection
8.1 By entering the campaign, participants consent to the collection, use, and disclosure of their personal information for the purposes of administering the prize draw, fulfilling prizes, and marketing, in accordance with Summerland Bank’s privacy policy.
8.2 Participants may opt out of receiving promotional material from Summerland Bank at any time by following the instructions in the entry form or contacting Summerland Bank directly.

9. Modifications and Cancellation
9.1 Summerland Bank reserves the right to vary, suspend, or withdraw the campaign at any time without prior notice, for any reason, including if the campaign is disrupted by technical issues or fraud.
9.2 Any changes to these terms and conditions will be effective immediately upon posting on the Summerland Bank website.

10. Promoter
10.1 The campaign is issued by Summerland Financial Services Limited, trading as Summerland Bank, ABN 23 087 650 806, AFSL/ACL 239 238.

11. Contact Information
11.1 For any inquiries regarding the campaign, prize collection, or Summerland Bank’s terms and conditions, please contact us on 1300 728 728.