Transaction account options
Our accounts offer you many ways to manage your money. You can use your card, withdraw cash from an ATM or visit one of our branches.
Everyday Account
Get quick access to your money whenever you need it. It’s as simple as that!
Everyday Basic Account
Gold Class Account3
2.35%
We make banking easy for aged 65 or over and those in receipt of an eligible government pension2. Earn interest while maintaining full access to your money. Check rates here!
Money Sense4
2.70%
An account for youth aged 12-17 designed to help you navigate the world of money with ease.* Check rates here!
Super Saver4
2.70%
An account for youth aged 17 and under with parent or guardian support. Teach your little ones the basics of banking without the worry of unsupervised spending!* Check rates here!
The easy way to manage your money
With a user-friendly display and enhanced safety features, we are making your banking even easier, faster and more secure.
Personalise your banking
Manage your budget
With a quick balance widget, real time balance, alerts, and easy roundup features, take control of your finances in seconds.
Payments on the go
Send and receive money using PayID, schedule payments, make international transfers, and use Apple or Google wallet — all at your fingertips.
Safe and secure
Complete with biometric device unlock and secure card management, feel confident your money is safe and secure.
Why bank with us?
A thriving community is central to our vision and how we measure success. Summerland Bank is the people’s bank, serving our local community and together, making it stronger.
Owned by the people, operated by the people
Founded on a belief in the power of the collective, we are a community-owned bank that prides itself on always being there to support our community, in both the good times and the challenging ones.
Banking the way it should be
With branches throughout the Northern Rivers NSW and South East Queensland communities, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
Quick and easy to get started
Whether it’s your first-ever account or you’re looking for a fresh start with a customer-owned, community-minded bank, we can get you up and running in minutes – online, over the phone, or in a local branch.
Innovative Digital Banking
Our internet banking platform is safe, secure and easy-to-use, so you can check your accounts, transfer funds, pay bills, and access your money. If you’re on the go, it’s more of the same with our user-friendly app. Our app is available for both iOS (Apple) and Android.
ATM Network
Summerland members can access all Summerland ATMs as well as a wide network of ATMs in Australia direct-charge free. This makes it easy to access your cash wherever you are in Australia.
Transaction accounts
Is there a minimum balance requirement?
The good news is that there’s no minimum balance requirement for our Transaction Account. Get started with any amount, and enjoy the flexibility of managing your finances your way, without the stress of maintaining a certain balance.
Can I apply online?
Yes! Get started online in minutes with your ID at the ready. Once we’ve done a quick check of your personal details, you’ll be able to open an account.
Can I open more than one transaction account?
Yes, you can! We know that sometimes you can’t get enough of a good thing.
How long does it take to set up an account?
If you’ve got all of your correct documentation ready, online account set up can take as little as five minutes! Then you can take your time to customise your dashboard and arrange your financial life just as you like it.
Is there another way to apply, other than online?
Absolutely. Though many of our customers choose to set up their accounts in the comfort of their own homes, you can also set up an account over the phone or make an appointment at one of our branches where our friendly local staff will be happy to assist.
The legal stuff
*Account will convert to an Everyday account on turning 18.
1. Eligibility: Must hold a current Commonwealth Senior Health card, Pensioner Concession card or Health Care card. Income must be credited to Everyday Basic account. Proof of eligibility to be provided every 3 years. Limit of one Everday Basic account per customer.
2. Eligibility: Must be in receipt of a government aged, veteran or disability pension.
3. Advertised rate applicable to accounts with a balance greater than $45,000.
-A rate of 1.75% applies if the balance is between $10,000 < $45,000.
-A rate of 0.75% applies if the balance is between $2,000 < $10,000.
-A rate of 0.20% applies if the balance is between $0 < $2,000.
4. Advertised rate applicable to accounts with a balance greater than $2,000. A rate of 2.30% applies if the balance is below $2,000.
Account will convert to an Everyday account on turning 18.
5. adult/signatory only.
Deposits held with Summerland Bank are protected by the Federal Government Guarantee ($250,000 cap applies – see us for details). This is general advice only and may not be right for you. Please read the Financial Services Guide , Privacy Policy , Accounts and Access Facilities & Conditions of Use and Summary of Accounts and Access Facilities before making decisions. Target market determination available on request at our branches.
Access your money 24/7
With real-time tracking in our user-friendly app, you can make payments and manage your money at the click of a button. Giving you access wherever you are, you will love the effortless convenience of a Summerland Bank Transaction Account.
Easy funds transfers
Easily manage and pay your bills using BPAY®. Effortlessly schedule transfers, and send or receive funds in minutes.
Manage money on the go
Manage your money on the go with our convenient mobile app and instant Osko transfers.
Safe and secure
Complete with mobile device unlock, biometric features and secure card management, feel confident your money is safe and secure.
Ready to get started?
If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.
Open an account online
Get started online with your ID at the ready and a quick check of your personal details.
Contact us
Good old-fashioned customer service, the Summerland way.
Visit a branch
Find your closest Summerland Bank branch and our friendly local team will be ready to help.
Is there something else we can help you with?
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