As your trusted bank, we always have your best interests at heart—someone’s got to keep the sensible cap on! While we’re not here to play the role of the fun police (entirely), we want to help you avoid a few potential mishaps that can sneak up during the festive season. 

Accidentally throwing out gifts 

We’re talking about the ones you actually wanted to keep. Picture this: amidst the excitement of unwrapping presents, Aunt Sally decides to tidy up and toss all the wrapping paper. Unfortunately, she doesn’t realise that you had safely wrapped a gift card or a precious piece of jewellery in that paper. Before you know it, your treasure is at the bottom of the bin. 

How to avoid it: 

• Check wrapping paper and rubbish carefully before discarding. 

• Use a designated box or bag to keep valuable items safe as gifts are opened. 

The eternal question: ‘Have you seen my phone?’ 

Christmas parties are all about fun and laughter, but they can also be chaotic. In the hustle and bustle, personal items like phones and wallets often go missing. You set your phone on a table, get caught up in a conversation, and suddenly it’s nowhere to be found. 

How to avoid it: 

• Keep valuables in a secure place or use a crossbody bag to keep them close. 

• For home gatherings, designate a safe spot for guests to store their belongings. 

Car park dings 

Holiday shopping often means navigating crowded car parks. The rush to grab that last available spot can lead to minor accidents, like scratched bumpers and dented doors. 

How to avoid it: 

• Park further away from the entrance where spaces are less congested. 

• Try shopping during off-peak hours to avoid the rush. 

Decoration theft – Yes, it’s a thing 

Outdoor decorations add festive charm to your home, but they can sometimes attract opportunistic thieves looking to “borrow” your Christmas bling. 

How to avoid it: 

• Secure decorations with zip ties, stakes, or locks. 

• Install motion-activated lights or cameras to deter potential thieves. 

We hope this helps shine a light on some of the less-talked-about challenges of the festive season. And remember, if the unexpected does happen, that’s what insurance is for. Ensuring your coverage is up to date can bring you peace of mind. 

At Summerland Bank, we’re here to help with all your home and car insurance needs. Visit your local branch or call our Contact Centre to chat with us—we’re happy to help. 

From all of us at Summerland Bank, we wish you a safe and joyful Christmas and a wonderful New Year!