Three reasons to make the switch
Joining a local and customer-owned bank like Summerland has never been easier, nor more important. Because in a world that seems to be increasingly focused on helping yourself, we will never stop helping others, and supporting our local community.
Banking the way it should be
With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
Quick and easy to get started
Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, contact us, or in a local branch.
Better for you and the planet
Going beyond traditional definitions of sustainability, we prioritise growth that is ethical, responsible and doesn’t cost the earth, while delivering value for our customers.
Easy steps to make the switch.
Here’s how you can make the switch once you’ve opened a new Summerland Bank account.
Become a new customer
Update regular payments
Update regular debit or credit payments into your new account. We can help with this by completing the Switch pack form and sending it back to us and we’ll take care of this for you.
Close your old accounts
Once everything has switched over, it’s time to close your accounts. We can organise this for you, or you might prefer to do this yourself.
Enjoy free monthly fee
To take advantage of the monthly fee waiver become a Summerland Bank member before 30 June 2025, and deposit $2,000 in the first 30 days we will waive the monthly access fee for easy access package!
Download the App
If you’re on the go, it’s more of the same with our user-friendly app. Our app is available for both iOS (Apple) and Android.
Set up PayID
PayID is a fast and secure way to send and receive payments using a mobile number, email address or ABN, all within the security of your online banking or app.
Why switch your home loan with Summerland?
We believe in a local and personalised kind of banking, one with your best interests at heart. With our competitive and community-minded home loans, experience the impact of clarity and peace of mind on your financial future.
Fast loan approval
With pre-approval and fast track options available, you can make purchasing decisions quickly and with certainty.
Tailored repayment options
Create a repayment schedule that works for you and allows you to make additional repayments, without the penalties.
No hidden fees
A lender you can trust
Providing a braver banking alternative since 1964, from our early days as a credit union, now to a purpose-driven and Certified B Corp bank, you can’t spell trust without us.
Personalised support
Either in store or online, our friendly and experienced local team can answer any questions you may have about our loans and how we can support you to realise your potential.
Competitive rates
We offer a range of fixed and variable home loan rates to suit your needs. Be rewarded for planet-conscious choices with our Eco Home Loan.
Home Loan health check
Access all our calculators here.
Ready to get started?
If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.
1. Open an account online
Get started online with your ID at the ready and a quick check of your personal details.
2. Contact us
Good old-fashioned customer service, the Summerland way.
3. Visit a Branch
Find your closest Summerland Bank branch and our friendly local team will be ready to help.
The legal stuff
This is general advice only and may not be right for you. Please read the Financial Services Guide , Privacy Policy , Accounts and Access Facilities & Conditions of Use and Summary of Accounts and Access Facilities before making decisions. Target market determination available on request at our branches.