Following Tuesday’s RBA announcement, Summerland Bank will be passing on the full 0.25% cash rate decrease to our existing customers who are on variable rate home loans. This change will be effective from 4 March 2025. (more here)

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For assistance with environmentally sustainable purchases.

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Investment Loan Interest Rates

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Eco Personal Loan

Significant savings and lower rates for eco-friendly purchases.

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Variable loans with generous redraw options and a low ongoing rate.

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Cruise your way to a competitive rate on vehicle purchases.

Equity Plus Personal Loan

A unique way to boost your financial goals.

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Low Rate Credit Card

Great introductory offers to make your spending smarter than ever.

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Insurance

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Business Plus Account

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Variable Rate Business Loan

Either principal and interest or interest-only basis

Fixed Rate Business Loan

Lock in a rate for an agreed time to protect yourself

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Accept credit or debit cards online and in-store.

Business Overdraft

A line of credit linked to your business account

Business Leasing

Whether you’re acquiring a single car or a fleet of trucks
About Us

Why us

As a certified B Corp, we offer banking with purpose, making a positive impact on both your finances and our shared future.

Our history

Since 1964, Summerland Bank has been committed to sustainability and community well-being.

Merger Plans

Our shared intent to merge with fellow customer-owned, Regional Australia Bank by 2026. Learn more about the news and what this means for you.

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Create a meaningful difference in the lives of others through the power of customer owned banking.

Why you'll love it here

Get to be part of a team that truly values people and the planet.

The essentials

Find out what you need to know about how we care for and support our team.

Introducing our board

Visionaries and strategist dedicated to steering us toward continued success and growth.

Meet the executive team

Leaders in innovation and strategy, guiding us towards a bright future.

Staying accountable

We adhere regulatory standards, maintaining transparency, and implementing robust internal controls and ethical practices.
Our Impact

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What Can I Afford To Borrow Calculator

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What Can I Afford To Borrow Calculator

Calculate how much you can afford to borrow based on your available funds.

What Can I Afford to Borrow?

Determine your borrowing capacity with our ‘What Can I Afford to Borrow?’ Calculator. This tool takes into account your income, expenses, and financial commitments to provide a realistic estimate of how much you can borrow. Whether you’re looking to buy your first home or upgrade to a new property, gain clarity on your budget and make informed decisions as you plan your financial future.

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As a B Corp, we're part of a global community of businesses that meet high standards of social and environment impact. Click here to learn more about being B Corp Certified.

Summerland Bank acknowledges the Traditional Custodians of the land on which we live and work in Australia. We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters.

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