Following Tuesday’s RBA announcement, Summerland Bank will be passing on the full 0.25% cash rate decrease to our existing customers who are on variable rate home loans. This change will be effective from 4 March 2025. (more here)

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About Us

Why us

As a certified B Corp, we offer banking with purpose, making a positive impact on both your finances and our shared future.

Our history

Since 1964, Summerland Bank has been committed to sustainability and community well-being.

Merger Plans

Our shared intent to merge with fellow customer-owned, Regional Australia Bank by 2026. Learn more about the news and what this means for you.

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Create a meaningful difference in the lives of others through the power of customer owned banking.

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The essentials

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Introducing our board

Visionaries and strategist dedicated to steering us toward continued success and growth.

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We adhere regulatory standards, maintaining transparency, and implementing robust internal controls and ethical practices.
Our Impact

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Split Loan Calculator

Calculate the cost of a loan split between fixed and variable rates.

Split Loan Calculator

Calculate the cost of a loan split between fixed and variable rates.

Split Loan

Optimise your loan strategy with our Split Loan Calculator. This tool allows you to explore the benefits of dividing your mortgage into fixed and variable rate portions. By simulating different scenarios, you can assess how a split loan can provide flexibility and security, helping you manage interest rate fluctuations while enjoying the benefits of a stable repayment plan.

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As a B Corp, we're part of a global community of businesses that meet high standards of social and environment impact. Click here to learn more about being B Corp Certified.

Summerland Bank acknowledges the Traditional Custodians of the land on which we live and work in Australia. We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters.

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