John Williams

John Williams

Chief Executive Officer

MBA, GradCertBus, AssocDipAppSc, AssocDipEng(Elec), FACS, FIML, GAICD

John has over 30 years’ experience in retail banking. He has held executive roles at Heritage Bank and has been CEO of a financial services technology company. He has also owned a financial services management consultancy business.

John believes strongly in the mutual banking model and has held Board roles in technology, payments and shared services companies supporting the customer owned banking industry. He is deeply involved in the community and is a White Ribbon Ambassador.

John has a passion for leadership and the development of people to deliver outstanding customer outcomes. He was awarded a Medal of Management Excellence by the Institute of Managers and Leaders.

sally-anne cumine

Sally-Anne Cumine

Deputy Chief Executive Officer

BBus (Acc/Fin) Dip Mgt

Sally-Anne has an extensive history with mutuals, working in the industry in strategic, accounting, treasury and IT roles for the past 21 years. Sally-Anne was recognised early in her career as the 2003 Emerging Leader of the Mutual Industry. Sally-Anne has, and continues to, share her financial expertise with local and international organisations. Having been raised and educated in the Northern Rivers, with time spent in Sydney for work and university, her passion and commitment is to seeing the continued growth and success of our region.

donna kildea

Donna Kildea

Acting Chief Risk Officer


Donna joined Summerland in 1999 when she took a position on the Board of Directors and in 2003 assumed the position of Chief Operating Officer. Donna is passionate about human resource management and takes great pleasure in supporting staff in reaching their full potential, being a mentor to many. Donna is actively involved in the local community holding a number of key positions, including as Board Member of the Northern Rivers Conservatorium of Music and leadership positions in Toastmasters.

rene lange

René Lange

Chief Information Officer

Graduate Cert. Business Administration

Joining the mutual industry in 2000, René brings extensive experience in marketing and communications as well as project and portfolio management. As CIO René enjoys the variety and challenge of the non-traditional CIO position which combines strategic marketing and communications, brand management, digital and data analytics strategy. Returning to the area in 2015 after many years living and working in Sydney and elsewhere, René is passionate about building sustainable local businesses that support healthy and prosperous regional communities.

andrew tucker

Andrew Tucker

Chief Customer Officer

Dip Mgt, Snr Associate ANZIIF, CIP

Andrew has over 25 years experience working in the financial services industry including a diverse range of roles with banks, credit unions and insurance companies. Andrew moved to the mutual industry in 2003 and brings experience in sales leadership, managing retail networks, business strategy and development and managing the end to end customer experience. Being born and raised in the Northern Rivers Andrew feels strongly about contributing back to the community in which he lives and works. Andrew has held various positions on sporting and community organisations and is currently a Regional Councillor on the NSW Business Chamber.

The Board

Meet the Summerland Board of Directors.


Corporate conduct and disclosures.


Interested in joining the Summerland team?