Colin Sales

Colin Sales



  • Director since June 2020
  • Chair, 2022
  • Member, Governance Committee
  • Member, Audit Committee

Colin Sales has extensive executive and non-executive director experience across a range of sectors including banking, superannuation, government, education and disability services. Colin held the position of Chair of the Mai-Wel Group, a large disability services provider until 2021. During his executive career Colin has held the positions of Chief Executive Officer of a regional credit union, and Chief Operating Officer at a national superannuation fund.

katrina luckie

Katrina Luckie


  • Director since 2010
  • Chair from 2018-2022
  • Chair, Board Governance Committee
  • Member, Nominations Committee
  • Member, Audit Committee

Katrina Luckie is the Executive Manager of Strategy and Engagement for Social Futures, one of the largest employers and community services provider in Northern NSW. Katrina has strong skills in leadership, business development, project development, research, strategy, insights and community engagement. She is the former CEO of Regional Development Australia (RDA) Northern Rivers, and former Executive Director of the Northern Rivers Regional Development Board. She has an extensive background in building industry capability, regional strategy and environmental planning. Katrina champions and supports management with pursuing Summerland’s environmental sustainability journey.

david bergmark

David Bergmark


  • Director since 2014
  • Member, Risk Committee

David Bergmark is a founding partner and CEO of the Protecht Group and consults on a variety of market, credit, liquidity and operational risk management issues to a wide range of corporates, financial services institutions and government agencies within APAC and EMEA. He has been actively involved in audit and risk management within the banking sector since 1990.

Jane Calder

Jane Calder

BSc(Hons), GAICD

  • Director since June 2020
  • Chair, Risk Committee
  • Member, Information Security Steering Committee

Jane has extensive experience in marketing, products and digital services in the financial industry. Jane has most recently held the role of Chief Product and Marketing Officer, Heritage Bank. Prior to this she has held positions as a Marketing Executive at BUPA, Newcastle Permanent Building Society and BT Funds Management Australia.

Jane was a Director on the Customer Owned Banking Australia (COBA) Board.

Kevin Franey

Kevin Franey


  • Director since November 2020
  • Chair, Audit Committee

Kevin Franey is an Audit & Assurance Partner at TNR Chartered Accountants, a regional accounting firm employing over 70 personnel servicing clients across New South Wales and South East Queensland. Kevin has a comprehensive understanding of credit unions derived from the provision of external and internal audit services to financial institutions for over 30 years. Kevin brings governance, risk management and a comprehensive understanding of a range of business operations to the Board of Summerland Credit Union.

Sally Gibson

Sally Gibson

BEc/LLB(Hons), LLM(Hons), MAICD

  • Director since August 2021
  • Member, Governance Committee
  • Member, Risk Committee 

Sally Gibson is a legal consultant with extensive corporate and regulatory expertise.  Before her retirement in 2018 to return to Australia for family reasons, Sally was a partner of Debevoise & Plimpton LLP (a New-York headquartered premier law firm). Sally spent more than ten years with Debevoise in its London office. Sally’s practice focused on advising investment management clients in all aspects of their operations – raising capital, executive compensation arrangements, restructurings and acquisitions. Sally also has experience working with clients to navigate the regulatory issues affecting the private equity and investment management sectors.

Andrew Yost

Andrew Yost


  • Director since August 2021
  • Member, Audit Committee
  • Member, Risk Committee

Andrew is a lawyer, a chartered governance professional and a chartered company secretary. His experience spans financial services, power, telecommunications, fast-moving consumer goods and the not-for-profit sector. He has practised law extensively in the areas of banking and finance, and corporate and commercial law, both in private practice and in corporate legal positions. He spent 15 years as a senior executive at one of Australia’s largest mutual banking organisations in the roles of General Counsel & Company Secretary and Chief Risk Officer. Andrew has also worked at partnership level in private practice and has held General Counsel positions in a major subsidiary of an ASX 50 company, a division of a large multinational group, and with one of Australia’s leading not-for-profit cancer research and support charities.

Executive Team

Meet the Summerland Executive team.


Corporate conduct and disclosures.


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