Tell a friend and earn $300
Get rewarded for sharing the benefits of a Summerland Bank home loan.
Tell a friend and earn $300
Get rewarded for sharing the benefits of a Summerland Bank home loan.
Here for a limited time.
Get rewarded for sharing the benefits of a Summerland Bank home loan. Refer a friend between 3 February and 31 May 2025 to earn $300 each.
How it works.
Tell a friend
If you’re happy with your home loan, share the benefits of a Summerland Bank home loan with friends and family and earn $300 for both you and your family and friends once a home loan is funded.
Contact us about a home loan
Your friend or family member reaches out to Summerland Bank to discuss their home loan needs. The friend or family member will need to mention your full name to pass on the referral.
We'll contact you
Summerland Bank will make contact with the referee to confirm your details, including where the reward will be deposited. Pending the loan being approved.
Get rewarded
Once the loan is funded, you and your friend will each receive $300. Referrer and referee will each receive the $300 reward within 30 days of the loan settlement date.
Eligibility.
The referrer must be a Summerland Bank customer.
The referee cannot be an existing customer of Summerland Bank.
Eligible products include Eco Home Loan, Basic Variable Home Loan, Premium Home Loan, Fixed Rate Home Loan, and Investment loans.
Minimum loan amount of $250,000 with a Loan to Value Ratio (LVR) of less than or equal to 80%.
Choosing the right home loan for you.
Eco Home Loan
Enjoy lower interest rates and contribute to a sustainable future with our Eco Home Loan, designed for environmentally conscious borrowers.
Basic Variable Home Loan
Benefit from competitive interest rates and flexible repayment options with our Basic Variable Home Loan, perfect for first-time homebuyers.
Premium Home Loan
Experience premium features such as an offset account and redraw facilities with our Premium Home Loan, ideal for those seeking more control over their finances.
Investment Loans
Maximise your investment potential with our tailored Investment Loans, offering competitive rates and flexible terms for property investors.
Fixed Rate Home Loan
Lock in your interest rate and enjoy predictable repayments with our Fixed Rate Home Loan, providing stability and peace of mind.
Compare home loan options
Remove
Eco Home Loan
Customers who chose to build or own environmentally sustainable properties receive a discounted rate – talk to us to find out if your property qualifies.
Annual Interest Rate1
5.84% p.a.
Comparison Rate3
5.89% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional payments without penalty
Unlimited
Offset account
Maximum Loan Term
30 years
Construction Loan
Guarantor Support
Remove
Basic Home Loan
A simple loan product with redraw and a low ongoing rate – new borrowers pay no establishment or monthly loan administration fees.
Annual Interest Rate1
5.94% p.a.
Comparison Rate3
5.99% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional payments without penalty
Unlimited
Offset account
Maximum Loan Term
30 years
Construction Loan
Guarantor Support
Remove
Premium Home Loan
Feature packed loan with the benefits of an offset account as well as discounts on a range of other banking products including our credit cards
Annual Interest Rate2
5.99% p.a.
Comparison Rate3
6.36% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional payments without penalty
Unlimited
Offset account
Maximum Loan Term
30 years
Construction Loan
Guarantor Support
Remove
Fixed Home Loan
For those who want the certainty of a fixed interest rate and repayment for their preferred term – with added flexibility of a redraw facility
Annual Interest Rate1,4
3 year 5.54%
Comparison Rate3
6.55% p.a.
24/7 access via app and Internet Banking
Redraw - Minimum $500
Additional paymnets without penalty
Max $20,000
Offset account
Maximum Fixed Term
5 years
Construction Loan
Guarantor Support
Get started today!
*Terms and Conditions
- Eligible referrers and referees will receive a $300 reward (the Offer) for successful home loan referrals.
- By participating in this campaign, you agree to the terms and conditions of this Offer.
- The referrer must be a Summerland Bank customer, and the referee cannot be an existing customer of Summerland Bank
- The Offer cannot transfer or assign their right to the Offer to any other person.
- The following Summerland Bank products are Eligible Products for the Offer: Eco Home Loan, Basic Variable Home Loan, Premium Home Loan, Fixed Rate Home Loan, and Investment loans.
- The Offer is available to owner-occupiers and investors for Eligible Products with a new loan minimum amount of $250,000 and a Loan to Value Ratio (LVR) of less than or equal to 80% (including any capitalised fees & charges).
- To be eligible for the Offer, the referee must apply for an Eligible Product between 3 February 2025 and 30 May 2025, and settle the loan on or before 29 August 2025.
- Referrer and referee will each receive the $300 reward within 30 days of the loan settlement date and payment will be made to the following accounts: A). To the referee a nominated Summerland Bank Everyday account held in the same name(s) as the eligible loan. B). To the referrer a nominated Summerland Bank Everyday account.
- The Offer is limited to the first forty (40) successful referrals per referrer and referee.
- Referrals are not limited in number.
- Summerland Bank reserves the right to modify or withdraw the Offer at any time without prior notice.
- The following are ineligible for the Offer: a). New or existing Bridging loans, Overdrafts, & Business loans. B). Loans paid out or refinanced away before reward payment is made.
- Standard credit criteria, terms and conditions, and fees and charges apply.
- The Offer cannot be used in conjunction with other offers.
- Summerland Bank does not accept responsibility for any tax or financial implications arising from accepting this Offer.
- Loans issued by Summerland Financial Services Limited Trading as Summerland Bank, ABN 23 087 650 806 AFSL / Australian Credit Licence 239 238.