2 year introductory life of loan variable rate from


2 year introductory life of loan comparison rate from


Refinance your home loan in 5 easy steps

We appreciate refinancing can be a difficult concept to navigate. Here at Summerland Credit Union, we’ve made refinancing easy, in five steps.


Get in touch

Switching is easy! Complete the form below and one of our local Lending Specialists will be in touch to discuss the next steps.



How to apply

Your Lending Specialist will be able to guide you through the application process. Any loan that we offer must adhere to our responsible lending obligations. We’ll also need to verify the normal things like your income and expenses. You’ll be able to track your application online in real time and should expect to hear an answer within 48 hours, depending on your application.



You’re almost there! Once approval is given for your application, we’ll be in touch as to how you can accept your loan contract either online or by coming into a local branch.


Celebrate settlement!

We’ll communicate with your current financial institution, to manage the smooth transition of your home loan!

want a great deal on a home loan?

our Lending Specialists are ready to help

Where does your bank invest?

Where does your bank invest?

We believe that no financial institution should have any direct investments or any loans to fossil fuel or CSG mining industries, nor investments in weapons, tobacco or gambling.

100% customer owned

100% customer owned

Our profits don’t go to external shareholders, they go back to our customers through fairer fees, high quality products, services and investment in the local community.

Buying a new home?

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Millennials and Home Ownership

Is the dream of owning your own home now an impossible dream for young Australians? Find out how you can beat the odds.

Home Loans

Get what you want sooner with a Summerland loan.

Tools and Calculators

Crunch the numbers with our calculators.

Principal and interest repayments only, owner occupier loans only, residentially secured loans only. Minimum loan amount $250,000. Maximum LVR 80%. Available only for new loans to Summerland and loan must be funded within 3 months of approval date. Lending criteria apply. Terms, conditions, fees and charges apply. All information is correct as at 01/09/20 and is subject to change. Full details including Home Loan Key Facts Sheet available on application, at summerland.com.au, and in branches. Summerland Credit Union ABN 23 087 650 806. Australian Credit Licence 239 238. Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


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