variable rate from
3.97%PA
comparison rate from
4.38%PA
Premium Home Loan
Our Premium Home Loan is bundled with a range of benefits including no establishment or monthly loan fees, a credit card with no annual fee and a number of free transactions on your savings account and a low annual fee.
- FREE credit card - pay no annual fee for as long as you have the Premium Home Loan (select either a Rewards or Low Rate card plus enjoy the promotional benefits in place when you take up the loan)
- Range of free transactions on linked savings account
- Fast approval and speedy documentation preparation
- Pre-approval available - have your loan approval ready before negotiation the purchase of your new property
- No establishment fee, no monthly loan fee, low annual fee
- Redraws allowed with no penalty
- Additional and lump-sum repayments possible
- Maximum loan term 30 years
- Protected loan option - cover yourself for unforseen events
- Discount off standard variable rate applies as per Interest Rate Schedule for loans of $150,000 or greater
Home Loan Application Tips
Read our top 5 home loan application tips.
Home & Contents Insurance
Your home is probably your most important asset and its contents are an equally valuable part of your lifestyle.
Credit Protection
Protect against unforeseen events with Credit Protection.
Tools and Calculators
Crunch the numbers with our calculators.
Premium, Offset and Eco Home Loan Rate: Minimum loan amount $150,000 and LVR of 80% or less. Offer for new loans only and not available for construction loans or guarantor loans. The interest rate is variable and subject to change. The comparison rate is based on a secured loan of $150,000 for 25 years based on monthly repayments. Home Loan Plus Rate: Minimum loan armount $30,000. Rates are subject to change. The comparison rate is based on a loan of $150,000 over 25 years. Fixed Rate: Minimum loan armount $30,000. Rates are subject to change. The comparison rate is based on a loan of $150,000 over 25 years. Fixed interest rates as shown are indicative only and can be varied up to the date of loan funding. Loan reverts to the applicable variable rate on maturity of the fixed period for the balance of the loan term. Conditions, fees and charges and eligibility criteria may apply. Terms and Conditions available upon request. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.