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2 year introductory variable rate from

3.22%PA

2 year introductory comparison rate from

4.35%PA

Premium Home Loan

Our Premium Home Loan is bundled with a range of benefits including no establishment or monthly loan fees, a credit card with no annual fee and a number of free transactions on your savings account and a low annual fee.

  • FREE credit card - pay no annual fee for as long as you have the Premium Home Loan (select either a Rewards or Low Rate card plus enjoy the promotional benefits in place when you take up the loan)
  • Range of free transactions on linked savings account
  • Fast approval and speedy documentation preparation
  • Pre-approval available - have your loan approval ready before negotiation the purchase of your new property
  • No establishment fee, no monthly loan fee, low annual fee
  • Redraws allowed with no penalty
  • Additional and lump-sum repayments possible
  • Maximum loan term 30 years
  • Protected loan option - cover yourself for unforseen events
  • Discount off standard variable rate applies as per Interest Rate Schedule for loans of $150,000 or greater

click here to compare home loan rates

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Credit Protection
Credit Protection

Credit Protection

Protect against unforeseen events with Credit Protection.

Tools and Calculators
Home Loan Calculators

Tools and Calculators

Crunch the numbers with our calculators.

Special variable interest rate available for 2 years, then rate reverts to our Premium Home Loan Package which the loan would have qualified for, at initial loan establishment. Principal and interest repayments only, owner occupier loans only, residentially secured loans only. Minimum loan amount $150,000. Maximum LVR 90%. Available only for new loans to Summerland and loan must be funded within 3 months of approval date. Lending criteria apply. Terms, conditions, fees and charges apply. All information is correct as at 12/12/19 and is subject to change. Full details including Home Loan Key Facts Sheet available on application, at summerland.com.au, and in branches. Summerland Credit Union ABN 23 087 650 806. Australian Credit Licence 239 238. Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Premium, Offset and Eco Home Loan Rate: Minimum loan amount $150,000 and LVR of 80% or less. Offer for new loans only and not available for construction loans or guarantor loans. The interest rate is variable and subject to change. The comparison rate is based on a secured loan of $150,000 for 25 years based on monthly repayments. Home Loan Plus Rate: Minimum loan amount $30,000. Rates are subject to change. The comparison rate is based on a loan of $150,000 over 25 years. Fixed Rate: Minimum loan amount $30,000. Rates are subject to change. The comparison rate is based on a loan of $150,000 over 25 years. Fixed interest rates as shown are indicative only and can be varied up to the date of loan funding. Loan reverts to the applicable variable rate on maturity of the fixed period for the balance of the loan term. Conditions, fees and charges and eligibility criteria may apply. Terms and Conditions available upon request. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.