premium variable rate from
3.34%PA
premium comparison rate from
3.77%PA
Premium Home Loan
Our Premium Home Loan is bundled with a range of benefits including no establishment or monthly loan fees, a credit card with no annual fee and a number of free transactions on your savings account and a low annual fee.
- FREE credit card - pay no annual fee for as long as you have the Premium Home Loan (select either a Rewards or Low Rate card plus enjoy the promotional benefits in place when you take up the loan)
- Offset account - 100% of savings account balance is offset against loan balance on a daily basis, before loan interest is calculated - so you only pay interest on the net amount
- Range of free transactions on linked savings account
- Fast approval and speedy documentation preparation
- Pre-approval available - have your loan approval ready before negotiation the purchase of your new property
- No establishment fee, no monthly loan fee, low annual fee
- Redraws allowed with no penalty
- Additional and lump-sum repayments possible
- Maximum loan term 30 years
Have one of our lending specialists get in touch.
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Home Loan Guide
Navigate your home buying journey with knowledge and assurance.
Tools and Calculators
Crunch the numbers with our calculators.
Minimum loan amount $500,000. Maximum LVR 60%. Available only for new loans only, Owner Occupied loans only, Principal and interest repayments only. Lending criteria apply. Terms, conditions, fees and charges apply. Comparison rate calculated on a $150,000 secured loan over 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Target market determination available on request at our branches.