premium special variable rate from1
2.97%PA
premium special comparison rate from1
3.40%PA
Premium Home Loan
Our Premium Home Loan is bundled with a range of benefits including no establishment or monthly loan fees, a credit card with no annual fee and a number of free transactions on your savings account and a low annual fee.
- FREE credit card - pay no annual fee for as long as you have the Premium Home Loan (select either a Rewards or Low Rate card plus enjoy the promotional benefits in place when you take up the loan)
- Range of free transactions on linked savings account
- Fast approval and speedy documentation preparation
- Pre-approval available - have your loan approval ready before negotiation the purchase of your new property
- No establishment fee, no monthly loan fee, low annual fee
- Redraws allowed with no penalty
- Additional and lump-sum repayments possible
- Maximum loan term 30 years
- Premium rates available for loans $150,000 or greater2
Have one of our loans experts get in touch.
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Home Loan Guide
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Tools and Calculators
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1. Premium Special Home Loan: Minimum loan amount $250,000 and LVR of 80% or less. Offer for new loans only and not available for construction loans or guarantor loans. The interest rate is variable and subject to change. The comparison rate is based on a secured loan of $150,000 for 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Conditions, fees and charges and eligibility criteria may apply. Terms and conditions available upon request.
2. Premium Home Loan: Minimum loan amount $150,000 and LVR of 80% or less. Offer for new loans only and not available for construction loans or guarantor loans. The interest rate is variable and subject to change. The comparison rate is based on a secured loan of $150,000 for 25 years based on monthly repayments. Home Loan Plus Rate: Minimum loan amount $30,000. Rates are subject to change. The comparison rate is based on a loan of $150,000 over 25 years. Fixed Rate: Minimum loan amount $30,000. Rates are subject to change. The comparison rate is based on a loan of $150,000 over 25 years. Fixed interest rates as shown are indicative only and can be varied up to the date of loan funding. Loan reverts to the applicable variable rate on maturity of the fixed period for the balance of the loan term. Conditions, fees and charges and eligibility criteria may apply. Terms and Conditions available upon request. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
