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Premium Home Loan
Our Premium Home Loan is bundled with a range of benefits including no establishment or monthly loan fees, a credit card with no annual fee and a number of free transactions on your savings account and a low annual fee.
The perfect loan if you’re a home owner or property investor, you can use it to purchase property, carry out renovations, or to refinance your current home or investment loan to Summerland.
- FREE credit card - pay no annual fee for as long as you have the Premium Home Loan (select either a Rewards or Low Rate card plus enjoy the promotional benefits in place when you take up the loan)
- Range of free transactions on linked savings account
- Fast approval and speedy documentation preparation
- No establishment fee, no monthly loan fee, low annual fee
- Redraws allowed with no penalty
- Additional and lump-sum payments
- Maximum loan term 30 years
- Protected loan repayment option - cover yourself for unforseen events
- Discount off standard variable rate applies as per Interest Rate Schedule for loans of $150,000 or greater
- Interest only version of this loan is also available
click here to compare home loan rates
Home Loan Application Tips
Read our top 5 home loan application tips.
Home & Contents Insurance
Your home is probably your most important asset and its contents are an equally valuable part of your lifestyle.
Consumer Credit Insurance
Protect against unforeseen events with Consumer Credit Insurance.
Tools and Calculators
Crunch the numbers with our calculators.
Minimum loan amount $250,000 and LVR of 80% or less. Offer for new loans only and not available for construction loans or guarantor loans. The interest rate is variable and subject to change. The comparison rate is based on a secured loan of $150,000 for 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Conditions, fees and charges and eligibility criteria may apply. Terms and conditions available upon request.
The CANSTAR 5 Star Rating was awarded on 19 September 2016 for the Investment Premium and Investment Eco Home Loan for the Variable Home Loan - Investor, and the Investment Standard Fixed Loan for the Fixed Home Loan - Investor.