protected variable rate from
11.49%PA
protected comparison rate from
13.73%PA
Personal Loan
The competitively priced, flexible personal loan with a low loan establishment fee and no early repayment fee - the smart way to get what you want sooner.
- Competitive interest rate
- Pre-approval available
- Flexible security options - loan may be unsecured, secured by a motor vehicle, motorbike, caravan or motor home, or secured by cash
- Fast approval
- Additional and lump-sum payments
- Protected loan repayment option - cover yourself for unforseen events
Saving Money Online
Read our tips on saving money online.
Travel Insurance
Covers you for almost anything that could happen to you when travelling.
Consumer Credit Insurance
Protect against unforeseen events with Consumer Credit Insurance.
Tools and Calculators
Crunch the numbers with our calculators.
Rate based on General Purpose Personal Loan ($5,000 & above) Protected. Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and conditions available upon request. The comparison rate is based on a protected loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Summerland offers a discount of 2.00% p.a on our personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan. If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through CGU. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch.