Following the RBA’s latest cash rate announcement, we’re increasing variable interest rates for home loans, commercial loans and overdrafts by 0.25% p.a., effective 21 May 2026.
Quick access to your money, anywhere, anytime.
Maximise your funds while maintaining your freedom.
Grow your funds at a guaranteed rate for peace of mind.
Banking and paying on the go
A safe and easy-to-use way of banking from wherever you are
International & Travel Banking made easy with Summerland
Our Low Rate Credit card that provides outstanding value
Earn points on every purchase and be rewarded
The essential cover to give you peace of mind.
Designed for business with full access in mind
No monthly account fee with great access and controls
Either principal and interest or interest-only basis
Lock in a rate for an agreed time to protect yourself
Accept credit or debit cards at your business.
Whether you’re acquiring a single car or a fleet of trucks
A simple, low-cost home loan option
Feature-packed loan with an offset account
Rewarding sustainable choices with competitive rates
Lock in your rate and enjoy stable, predictable repayments
Compare loan features to find the right fit for your needs
Step into home ownership with confidence
Guarantor support to lower upfront costs and boost borrowing power
Essential tools and tips to guide your first home journey
Designed to help you achieve your financial goals
Compare our interest rates for investment property
Flexible loan for travel, renovations or more
Drive away with competitive rates and fast approval
Use your home’s value to access a bigger loan at a lower rate
Go green with smart financing for energy-saving upgrades
Compare features and rates to find the right fit for you
Welcome to Summerland Bank.
Celebrating 60 years of community banking.
Announcing our shared intent to merge with Regional Australia Bank by 2026.
Looking for more than just a job?
Visionaries and strategist dedicated to steering us toward continued success and growth.
Leaders in innovation and strategy, guiding us towards a bright future.
Our local lending specialists.
We adhere regulatory standards, maintaining transparency, and implementing robust internal controls and ethical practices.
All the features you expect from a modern bank, without the fuss.
Unlock the door to your dreams with a range of fixed and variable rates.
Perfect for your rental investment property
Get where you’re going sooner with these great rates.
Unlock convenience and competitive rates with our range of credit cards.
Sending and receiving money overseas
For assistance with environmentally sustainable purchases.
Keep things simple with a variable loan and low ongoing rate.
Take things up a notch with more features and greater flexibility.
For maximum certainty and the flexibility of a redraw.
Compare home loan options for a property that you live in.
What’s the difference? Compare home loan options.
Flexible and tailored investment solutions to help you reach your financial goals, faster.
Significant savings and lower rates for eco-friendly purchases.
Variable loans with generous redraw options and a low ongoing rate.
Cruise your way to a competitive rate on vehicle purchases.
A unique way to boost your financial goals.
What’s the difference? Compare personal loan options.
Great introductory offers to make your spending smarter than ever.
A credit card that really does live up to its name with rewards converted to cash back.
What’s the difference? Compare credit card options.
There’s the perfect business loan for you with Summerland.
A line of credit attached to your business account.
Borrow your plant, equipment or vehicle under a contract.
What’s the difference? Compare business loan options.
Accept credit or debit cards online and in-store.
A line of credit linked to your business account
Find out what sets us apart.
Great reasons to join us
Meet the team
We're accountable to you, our customers.
As a certified B Corp, we offer banking with purpose, making a positive impact on both your finances and our shared future.
Since 1964, Summerland Bank has been committed to sustainability and community well-being.
Our shared intent to merge with fellow customer-owned, Regional Australia Bank by 2026. Learn more about the news and what this means for you.
Create a meaningful difference in the lives of others through the power of customer owned banking.
Get to be part of a team that truly values people and the planet.
Find out what you need to know about how we care for and support our team.
All the features you expect from a modern bank, without the fuss
Banking and paying on the go.
A safe and easy-to -use way of banking from wherever you are
Sending and receiving money overseas.
There's the perfect business loan for you with Summerland.
Borrow your plant, equipment or vehicle under a contract
Whether you're acquiring a single car or a fleet of trucks
Explore flexible and competitive home loan options tailored to your needs
Flexible loans to cover expenses or personal goals
How we celebrated 60 years of Summerland.
Great reasons to join us.
Meet the team.
Our visionaries and strategists.
Leaders in innovation and strategy.
We adhere regulatory standards, maintaining transparency, and implementing robust internet controls and ethical practices.
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