Business Overdraft
Extra flexibility to help your business grow.
Business Overdraft
Extra flexibility to help your business grow.
As a 100% customer-owned organisation, Summerland Bank operates by the values that are important to our customers and the greater community.
Grow with confidence
Need extra financial flexibility to help your business grow with confidence? Our popular business overdraft facility provides you with the capital you need to seize opportunities, better manage your cash flow, and expand with ease.
Flexibility
Giving you the breathing room you need to ride the waves of business cash flow and keep your business doors open.
Easy repayment
As cash flow improves, you can repay the overdraft and take advantage of this short-term business solution.
Fast access to funds
Through our user-friendly mobile app, access complete banking solutions in real time and do business on the go
Cost effective
Only pay interest on the amount you use, making this generous credit facility an effective way to meet your needs.
No collateral required
Access funds without tying up your assets and gain quick, hassle-free access to keep you agile.
Local assistance
Get support when you need it from our dedicated and friendly local team who cares as much about your business as you do.
Three reasons locals love Summerland
A thriving community is central to our vision and benchmarks for success. Summerland Bank is the people’s bank, serving our local community and together, making it stronger.
Owned by the people, operated by the people
Founded on a belief in the power of the collective, we are a community-owned bank that prides itself on always being there to support our community, in both the good times and the challenging ones.
Banking the way it should be
With branches throughout the Northern Rivers NSW and South East Queensland communities, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
Quick and easy to get started
Whether it’s your first-ever account or you’re looking for a fresh start with a customer-owned, community-minded bank, we can get you up and running in minutes – online, over the phone, or in a local branch.
The legal stuff
This is general advice only and may not be right for you. Please read the Credit Guide before making decisions.
Ready to get started?
If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.
Visit a branch
Find your closest Summerland Bank branch and our friendly local team will be ready to help.