Personal Loan: Rate based on General Purpose Personal Loan ($5,000 & above) Protected. The comparison rate is based on a protected loan of $10,000 over 3 years. Car Loan: Rate based on $5,000 & above Protected loan. The comparison rate is based on a protected loan of $30,000 over 5 years. Eco Loan and Equity Plus Personal Loan: The comparison rate is based on a protected loan of $30,000 over 5 years. Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Summerland offers a discount of 2.00% p.a on our personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan. If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through CGU. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide, available online or at any branch.