Rewards Credit Card

Enjoy the perks of our cash back rewards credit card^.

As the name implies, this credit card option provides rewards by refunding a certain percentage of all your spending. Earn reward points from your everday spending to maximise your cash back rewards.

Features include:

  • Earn 1 point for every $2 spent on eligible purchases
  • Receive $10 for every 1000 points
  • View your points on your monthly statement
  • Points are automatically converted to cash and credited to your account every 6 months
  • VISA Zero Liability Protection
  • No annual fee for the first year, $79 after first year

 

Switch and save!

Take advantage of our introductory offer with our credit card balance transfer from a non-Summerland credit card. This is a fantastic opportunity to pay off your balance sooner by saving on interest payments. Benefits include:

  • 0% interest for 12 months on balance transfers*
  • No transfer fee

See our terms and conditions below

Low Rate Credit Card

Take advantage of our low rate credit card that provides outstanding value.

If you might not be able to pay your full balance on time each month, you'll want to make sure you are paying the least amount of interest possible on that credit card debt.

With a lower interest rate and no annual fee for the first year, this card will help you minimise interest on your purchases.

Features include:

  • 11.99% interest
  • No annual fee for first year, $49 after first year

 

Switch and save!

Take advantage of our introductory offer with our credit card balance transfer from a non-Summerland credit card. This is a fantastic opportunity to pay off your balance sooner by saving on interest payments. Benefits include:

  • 0% interest for 9 months on balance transfers#
  • No transfer fee

See our terms and conditions below

Visa Debit Card

Convenience and security of purchasing with VISA using your own funds.

eftpos Card

A simple straightforward access card.

Personal Loans

Whether it's a new tv, a new car or a fantastic getaway, talk to us first.

Saving Money Online

Read our tips on saving money online.

Verified by Visa

What is Verified by Visa?

If you use your Summerland Visa Debit or Credit card for online purchases, you may come across Verified by Visa at some merchants.

Verified by Visa is a fraud prevention tool that makes online shopping safer by authenticating you as the genuine cardholder during the transaction process.

How does Verified by Visa Work?

Each time you make a purchase online, Verified by Visa assesses the risk level for your transaction with information such as spending patterns and the value of your purchase.

For most online purchases you won’t even know that Verified by Visa is working behind the scenes.

If the purchase appears out of the ordinary, you may be asked to enter some simple personal information during the transaction. Both the Verified by Visa and Summerland logos will be visible where you are asked to enter this information.

Correctly entering information when prompted validates the purchase as genuine.

Registration for Verified by Visa

All Summerland Visa Debit and Credit cards are enrolled in Verified by Visa, so there is no need for you to register additionally for this service.

Credit cards issued by Summerland Credit Union ABN 23 087 650 806 Australian Credit Licence 239 238 AFSL 239 238. Conditions, fees and charges apply. All information is correct as at 1/3/21 and is subject to change. Full details available on application and at summerland.com.au. Lending criteria apply. *0% Interest on balance transfer and 0% transfer fee only applies to balances transferred for a period of 12 months from the date the credit card application is approved and excludes purchases made during this period, Offer limited to Rewards credit card only. ^Reward points given only on the Rewards Credit Card. # 0% Interest on balance transfer and 0% transfer fee only applies to balances transferred for a period of 9 months from the date the credit card application is approved and excludes purchases made during this period, Offer limited to Low Rate credit card only. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the purchase balance and accrues interest from the expiry date at the purchase rate, currently 18.99% pa (rewards credit card) and 11.99% (low rate credit card). The interest rate is variable and subject to change. The amount transferred must not be less than $1,000. Minimum monthly payments apply during the interest free period. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Offer only available to new credit cards accounts.
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