Login

Important update: 14/11/24 at 9:45am. Issues with OSKO payments are now resolved. We thank you for your patience and apologise for any inconvenience caused.

Search

Login

Summerland Logo
Search
×

Hot Rates

Discover our hottest rates on loans designed to help you save more as you take the next step in your homeownership or investing journey.

Hot Rates

Discover our hottest rates on loans designed to help you save more as you take the next step in your homeownership or investing journey.

Here for a limited time.

We’ve curated our most competitive rates across a variety of home, investment, and business loans to help you achieve your goals. Whether you’re purchasing your dream home, expanding your property portfolio, or growing your business, our hot rates are designed to make it easier and more affordable.

Premium Home Loan

5.99% p.a. 1

Designed for those seeking more from their mortgage, our Premium Home Loan offers flexible repayments, personalised support, an offset account to reduce interest, and a credit card with no annual fee for the life of the loan.

Fixed Rate Home Loan

3 year 5.54% 2,4

Ideal for owner-occupiers and investors alike, fix your interest rate for up to five years and enjoy the flexibility of an added redraw facility. Designed to give you ultimate peace of mind and maximum certainty.

Business Loan

Residential security 1 year 7.09% p.a.

Non residential security 1 year 7.59% p.a.

Whether you’re a startup looking to expand operations, or a scaleup looking to better manage cash flow so you can reinvest vital resources to grow your business, we’re committed to seeing local businesses thrive.

Investment Home Loan

1 year 6.09% 3,4

Whether you’re a seasoned investor or thinking about investing for the first time, we offer flexible and tailored investment solutions to help you reach your financial goals. Our experienced and friendly local team is here to help, with personalised support and good old-fashioned customer service.

1.Eligibility for the advertised rate: Minimum new loan amount $500,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.

2.Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 60%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.

3. Eligibility for the advertised rate: Minimum new loan amount $150,000, principal and interest repayments only. Maximum LVR 80%. Rate expressed as a percentage per annum, interest is calculated daily unless otherwise stated.

4. Loan reverts to applicable variable rate on maturity of the fixed period.

Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request.

Target market determination available on request at our branches.

Loans Fees & Charges, Loans Rates