protected variable rate from*
6.22%PA
protected comparison rate from
6.82%PA
Equity Plus Personal Loan
A discounted variable rate personal loan available to borrowers who own or are paying off their home; use the equity in your home to help you get what you want now.
- We recognise the equity in your home without mortgaging it
- Very competitive rate
- No early repayment fee
- Flexible repayments - pay weekly, fortnightly or monthly to suit your needs
- Fast loan approval and speedy document preparation, so you can move quickly with your purchase
- Pre-approval available - have your loan approval ready before negotiating your purchase
- Additional and lump-sum repayments possible
- Summerland offers a Protected option which provides a discount of 2.00% p.a off our Unprotected personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan1
1 If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch. An eligible borrower must take up CCI cover options of - Disablement, Involuntary Unemployment and Life cover (Trauma cover remains optional). Summerland can offer these cover components through CGU
Home & Contents Insurance
Your home is probably your most important asset and its contents are an equally valuable part of your lifestyle.
Travel Insurance
Covers you for almost anything that could happen to you when travelling.
Consumer Credit Insurance
Protect against unforeseen events with Consumer Credit Insurance.
Tools and Calculators
Crunch the numbers with our calculators.
Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and conditions available upon request. The comparison rate is based on a protected loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
* Summerland offers a discount of 2.00% p.a on our personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan. If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch. An eligible borrower must take up CCI cover options of - Disablement, Involuntary Unemployment and Life cover (Trauma cover remains optional). Summerland can offer these cover components through CGU.
* Summerland offers a discount of 2.00% p.a on our personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan. If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch. An eligible borrower must take up CCI cover options of - Disablement, Involuntary Unemployment and Life cover (Trauma cover remains optional). Summerland can offer these cover components through CGU.