Rewards Credit Card
Enjoy the perks of our cash back rewards credit card^.
As the name implies, this credit card option provides rewards by refunding a certain percentage of all your spending. Earn reward points from your everday spending to maximise your cash back rewards.
Features include:
- Earn 1 point for every $2 spent on eligible purchases
- Receive $10 for every 1000 points
- View your points on your monthly statement
- Points are automatically converted to cash and credited to your account every 6 months
- VISA Zero Liability Protection
- No annual fee for the first year, $79 after first year
Switch and save!
Take advantage of our introductory offer with our credit card balance transfer from a non-Summerland credit card. This is a fantastic opportunity to pay off your balance sooner by saving on interest payments. Benefits include:
- 0% interest for 12 months on balance transfers*
- No transfer fee
See our terms and conditions below

Low Rate Credit Card
Take advantage of our low rate credit card that provides outstanding value.
If you might not be able to pay your full balance on time each month, you'll want to make sure you are paying the least amount of interest possible on that credit card debt.
With a lower interest rate and no annual fee for the first year, this card will help you minimise interest on your purchases.
Features include:
- 11.99% interest
- No annual fee for first year, $49 after first year
Switch and save!
Take advantage of our introductory offer with our credit card balance transfer from a non-Summerland credit card. This is a fantastic opportunity to pay off your balance sooner by saving on interest payments. Benefits include:
- 0% interest for 9 months on balance transfers#
- No transfer fee
See our terms and conditions below
Visa Debit Card
Convenience and security of purchasing with VISA using your own funds.
eftpos Card
A simple straightforward access card.
Personal Loans
Whether it's a new tv, a new car or a fantastic getaway, talk to us first.
Saving Money Online
Read our tips on saving money online.
What is Verified by Visa?
If you use your Summerland Visa Debit or Credit card for online purchases, you may come across Verified by Visa at some merchants.
Verified by Visa is a fraud prevention tool that makes online shopping safer by authenticating you as the genuine cardholder during the transaction process.
How does Verified by Visa Work?
Each time you make a purchase online, Verified by Visa assesses the risk level for your transaction with information such as spending patterns and the value of your purchase.
For most online purchases you won’t even know that Verified by Visa is working behind the scenes.
If the purchase appears out of the ordinary, you may be asked to enter some simple personal information during the transaction. Both the Verified by Visa and Summerland logos will be visible where you are asked to enter this information.
Correctly entering information when prompted validates the purchase as genuine.
Registration for Verified by Visa
All Summerland Visa Debit and Credit cards are enrolled in Verified by Visa, so there is no need for you to register additionally for this service.