Choose from one of our great cards

Rewards Credit Card

We are aware of a print error which has affected some of our customers December Credit Card Statement.

The Rewards Point Summary table has not printed on some statements.

For an update of your current point balance please contact us on 1300 802 222 or visit a Branch. We apologise for any inconvenience.


We are making changes to our rewards program, effective 1 February 2021. Details of the change will be published here prior to this date.

The following terms apply until 31 January 2021.

The easiest rewards program ever!

Earn 1 point for every $1 of eligible purchases.

Receive $10 for every 1000 points. Rewards points are converted to cash and credited back to your account automatically, every 6 months. We look after everything for you. You can view points on your monthly statement.

no annual fee for first year
earn cash back rewards*
0% interest for 12 months on balance transfers#
0% transfer fee

Verified by Visa

What is Verified by Visa?

If you use your Summerland Visa Debit or Credit card for online purchases, you may come across Verified by Visa at some merchants.

Verified by Visa is a fraud prevention tool that makes online shopping safer by authenticating you as the genuine cardholder during the transaction process.

How does Verified by Visa Work?

Each time you make a purchase online, Verified by Visa assesses the risk level for your transaction with information such as spending patterns and the value of your purchase.

For most online purchases you won’t even know that Verified by Visa is working behind the scenes.

If the purchase appears out of the ordinary, you may be asked to enter some simple personal information during the transaction. Both the Verified by Visa and Summerland logos will be visible where you are asked to enter this information.

Correctly entering information when prompted validates the purchase as genuine.

Registration for Verified by Visa

All Summerland Visa Debit and Credit cards are enrolled in Verified by Visa, so there is no need for you to register additionally for this service.

Low Rate Credit Card

Enjoy the benefits of a low rate credit card!

With a lower interest rate and lower annual fee, this card will help you minimise interest on your purchases.

no annual fee for first year
0% interest for 9 months on balance transfers#
0% transfer fee

Visa Debit Card

Convenience and security of purchasing with VISA using your own funds.

eftpos Card

A simple straightforward access card.

Personal Loans

Whether it's a new tv, a new car or a fantastic getaway, talk to us first.

Saving Money Online

Read our tips on saving money online.

Credit cards issued by Summerland Credit Union ABN 23 087 650 806 Australian Credit Licence 239 238. Conditions, fees and charges apply. All information is correct as at 1/10/16 and is subject to change. Full details available on application and at Lending criteria apply. *Rewards points given only on rewards card. #The 0% p.a. interest rate applies to balances transferred with this offer for a period of 12 months (for the rewards card) or 9 months (for the low rate card) from the date the credit card application is approved. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the purchase balance and accrues interest from the expiry date at the purchase rate, currently 18.99% pa (for the rewards card) or 11.99% pa (for the low rate card). The interest rate is variable and subject to change. The cash advance rate for both the rewards card and the low rate card is currently 20.49% pa. The amount transferred must not be less than $1,000. Minimum monthly payments apply during the interest free period. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Offer only available to new and approved credit card applicants who apply for a Summerland credit card account with the balance transfer by 31/10/17. Summerland reserves the right to withdraw this offer at any time.

We'd love to hear from you, our friendly staff are ready to take your call.

contact us
we are here to help
find us
at your local branch
keep up to date