protected variable rate from*
6.99%PA
protected comparison rate from
7.60%PA
Car Loan
With the option of pre-approval, no early repayment fee, and flexible repayment options, this loan will put you behind the wheel of your new car sooner!
Also includes motorbikes, caravans and motorhomes.
- Competitive interest rate
- No early repayment fee
- Fast loan approval and speedy document preparation, so you can move quickly with your purchase
- Pre-approval available - have your loan approval ready before negotiation the purchase of your new car
- Additional and lump-sum repayments possible
- Flexible repayments - pay weekly, fortnightly, or monthly to suit your needs
- Summerland offers a Protected option which provides a discount of 2.00% p.a off our Unprotected personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan1
1 If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch. An eligible borrower must take up CCI cover options of - Disablement, Involuntary Unemployment and Life cover (Trauma cover remains optional). Summerland can offer these cover components through CGU.
Motor Insurance
After your home, your vehicle is probably your most important asset.
Tips on Buying a Car
Read our tips before buying your new car.
Getting a new car is Easy!
Read how easy our car loans really are.
Tools and Calculators
Crunch the numbers with our calculators.
Rate based on car loan of $5,000 & above Protected. Rates are subject to change. Conditions, fees, and eligibility criteria may apply, see us for details. Terms and Conditions available upon request. The comparison rate is based on a protected loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
* Summerland offers a discount of 2.00% p.a on our personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan. If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch. An eligible borrower must take up CCI cover options of - Disablement, Involuntary Unemployment and Life cover (Trauma cover remains optional). Summerland can offer these cover components through CGU.
* Summerland offers a discount of 2.00% p.a on our personal loan interest rate if you maintain consumer credit insurance (CCI) with an approved insurer for the duration of your loan. If you cancel your CCI Policy at any stage you will lose this discount. Summerland offers CCI through Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. We do not guarantee the benefits payable under the policy. For more information on commissions we receive from CGU for this product please refer to our current Financial Services Guide and Privacy Information, available online or at any branch. An eligible borrower must take up CCI cover options of - Disablement, Involuntary Unemployment and Life cover (Trauma cover remains optional). Summerland can offer these cover components through CGU.