variable rate from
3.71%PA
comparison rate from
3.87%PA
Offset Home Loan
A spin-off of our Home Loan Plus option, with the added benefit of an offset facility. This means that the balance used for the calculation of interest on your loan account will be reduced by the balance of your linked Offset Home Loan savings account.
- Offset account - 100% of savings account balance is offset against loan balance on a daily basis, before loan interest is calculated - so you only pay interest on the net amount
- Fast loan approval and speedy document preparation, so you can move quickly with your property purchase
- Pre-approval available - have your loan approval ready before negotiation the purchase of your new property
- Additional and lump-sum repayments possible
- Redraws allowed
- Protected loan option - cover yourself for unforseen events
Have one of our loans experts get in touch.
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Tools and Calculators
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Minimum loan amount $150,000 and LVR of 80% or less. Offer for new loans only and not available for construction loans or guarantor loans. The interest rate is variable and subject to change. The comparison rate is based on a secured loan of $150,000 for 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Conditions, fees and charges and eligibility criteria may apply. Terms and conditions available upon request.