Home & Contents Insurance

Your home is probably your most important asset and its contents are an equally valuable part of your lifestyle.

A First Choice Home Insurance policy from CGU Insurance allows you to choose from two levels of cover:

• Listed Events - provides cover for loss or damage to your buildings or contents as a result of the incidents listed
• Accidental Damage - provides even greater cover than Listed Events. It also covers accidental loss or damage plus a range of incidents listed under specific conditions

Find out more

• View a detailed summary of the policy online
• Obtain a Product Disclosure Statement from your local Summerland branch
• Download a brochure

get a quote online

Motor Insurance

After your home, your vehicle is probably your most important asset.

Have peace of mind knowing that if something were to happen to your motor vehicle, we would get you back on the road as soon as possible.

Under this insurance you can choose from 3 different levels of cover and 3 types of policies.

You can choose from

• Comprehensive - for cars, motorcycles, trailers or horse floats
• Third Party Fire and Theft - for cars or motorcycle, or
• Third Party Property Damage - for cars or motorcycles

Find out more

• View a detailed summary of the policy online
• Download a product disclosure statement
• Download a brochure

get a quote online

Travel Insurance

 CGU Travel insurance covers you for almost anything that could happen to you when travelling.

The cover includes:

• Overseas medical, dental and additional expenses
• Resumption of overseas journey
• Return of hire car and excess waiver
• Cancellation
• Luggage and travel documents
• Accidental death, disability and loss of income
• Liability
• Access to 24 hour Worldwide Emergency Hotline

If you find yourself in difficulty during your trip, you can rest assured that urgent assistance from CGU's 24-hour Worldwide Emergency Hotline service is only a phone call away. One reverse charges phone call from anywhere in the world will put you in touch with CGU's staff, all expertly trained in dealing with travel problems and emergencies.

The 24-hour Worldwide Emergency Hotline is +61 2 9223 5533.

Find out more

• View a detailed summary of the policy online
• Download a product disclosure statement
• Download a brochure

get a quote online

Boat & Caravan Insurance

Investor Insurance

It's difficult to protect your property when you're not living there.

Ensure your peace of mind knowing that we'll help protect your valuable investment property.

The policy can be tailored to meet your needs, with the ability to mix and match covers such as:

• Building
• Contents
• Loss of Rent
• Rent Default & Theft by a Tenant
• Strata Title Mortgagee Protection
• Liability (choose your level of cover - $5 million, $10 million, $15 million or $20 million)

 Find out more

• View a detailed summary of the policy online
• Obtain a copy of the product disclosure statement from your local Summerland branch
• Download a brochure

Consumer Credit Insurance (CCI)

 When you first take out a loan it's because you know you can afford to, but job loss or a change in health can leave you struggling to make your repayments. Consumer Credit Insurance (CCI) offers you protection and peace of mind against unforeseen events that could cause financial stress.

There are four (4) main risks that CCI can cover you for: death, trauma, sickness and accident, or involuntary unemployment.

Depending on the type of protection you have selected, CCI can cover your loan repayments if you're unable to work due to sickness or injury, or if you become involuntarily unemployed. In the event of your death, life cover will repay your outstanding loan balance. If you suffer a heart attack, stroke, cancer, or have coronary artery surgery, trauma cover will pay a lump sum selected benefit of up to $50,000 directly to you.

This protection is optional, although recommended by Summerland. Eligibility conditions may apply. Before acquiring this product, please determine if it's right for you. See us for details.

CTP Greenslips

Summerland Credit Union can help you with your next CTP Green Slip Insurance.

What is Compulsory Third Party Insurance (CTP)?

Compulsory Third Party Insurance, otherwise known as your CTP Greenslip, provides compensation for other people injured by your vehicle when you or the person driving your vehicle is the driver at fault in an accident.

It also covers medical expense and care for anyone catastrophically injured in a motor accident regardless of fault.

Zurich CTP Green Slip Insurance

• Competitive premiums
• Electronic transfer of CTP policy to RTA.
• Automatically includes 'At-Fault Driver' cover which will pay you for injury suffered as a result of a motor accident which was caused solely and directly by you as the driver at fault.
• Covers vehicles registered in NSW 24 hours a day, Australia wide

Things you must read

As a holder of Australian Financial Services Licence (AFSL No. 239 238), Summerland Credit Union can issue, vary, renew and cancel this insurance policy under a 'binder' provided by the Insurer. A 'binder' is an agreement that allows Summerland Credit Union as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by Summerland Credit Union is binding on the Insurer just as if it had issued the policy itself.